One of the bigger challenges for your patients is figuring out which insurance path is right for them. Healthcare professionals can help guide patients in this process if they have a basic understanding of the insurance “buckets” available.
Income and age are really the key defining factors:
Your patients may be eligible for a qualified health plan, medicaid, medicare or private insurance.
|SINGLE Income||FAMILY Income||Where will you get insurance?|
|Less than or = $15.521||Less than or = to $31,721||Medicaid or Medicare/Medicaid Dual Eligible (if > 65)|
|$17,505||$35,775||Covered by Employer or State Exchange|
|$23,340||$47,700||Covered by Employer or State Exchange|
|$29,175||$59,625||Covered by Employer or State Exchange|
|$35,010||$71,550||Covered by Employer or State Exchange|
|$46,680||$95,400||Covered by Employer or State Exchange|
|Above||Above||Must Purchase Private Insurance|
|Over 65 and > than $15,521 (Single) and $31,721 (Family)||Medicare|
You can help guide patients to the right path of insurance, by understanding the options and
pointing them in the correct direction to get assistance.