You can count on more control over patient decisions, less uncompensated care and denied payment.
- Insurers can no longer discriminate again children or adults for pre-existing conditions.
- Young adults can stay on their parents plan until they turn 26.
- Insurance companies can’t rescind coverage.
- Lifetime limits on insurance coverage are eliminated.
- Medicare Part D Prescription Drug coverage gap “the donut hole” is closing (phased from 2010 until 2020).
You will have more financial security.
- The ACA provides a 10% Medicare bonus payment for primary care services and a 10% bonus payment to general surgeons practicing in rural communities.
- Medicaid reimbursements will increase to match Medicare for primary care services.
- Doctors with small private practices can join with other small businesses to purchase health insurance in competitive marketplaces.
- Authorizes $50 million for grants to states to develop, implement and evaluate alternatives to current tort litigations.
Patients will be able to take personal responsibility for their health with better access to preventative care.
- All new plans have free preventative services, such as mammograms and colonoscopies.
No-cost preventative care for seniors on Medicare, such as annual wellness visits and personalized prevention plans.
- More funding to state Medicaid programs to provide preventative services.
- Requires all Americans to carry health insurance and helps those unable to afford it with subsidies on a sliding scale.
Less insurance paperwork, bureaucracy, more support for electronic medical records and coordinated care.
- Standardized billing, electronic exchange of health information.
- Formation of medical team organizations or “accountable care organizations”, which allow a team of doctors to profit by providing better care at a lower cost.
Address shortages of healthcare professionals.
- Incentives to expand number of PCPs, nurses and PAs.
- Increase payments for rural health care professionals.